/* CSS RESET & NORMALIZE */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
html {
  font-family: 'Roboto', Arial, sans-serif;
  scroll-behavior: smooth;
  background: #fff;
}
body {
  font-family: 'Roboto', Arial, sans-serif;
  font-size: 16px;
  color: #285D79;
  background: #F8FAFB;
  min-height: 100vh;
  line-height: 1.6;
}
article, aside, details, figcaption, figure, 
footer, header, hgroup, menu, nav, section {
  display: block;
}
a {
  color: #285D79;
  transition: color 0.20s;
  text-decoration: none;
  font-weight: 700;
}
a:hover, a:focus {
  color: #F6B10A;
  text-decoration: underline;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
ul, ol {
  margin-left: 1.2em;
}
strong, b {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  letter-spacing: 0.02em;
}
/* TYPOGRAPHY */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, sans-serif;
  color: #285D79;
  font-weight: 800;
  letter-spacing: 0.03em;
  margin-bottom: 20px;
  line-height: 1.13;
}
h1 {
  font-size: 2.6rem;
  margin-bottom: 28px;
}
h2 {
  font-size: 2rem;
}
h3 {
  font-size: 1.3rem;
}
h4 {
  font-size: 1.1rem;
}
@media (min-width: 600px) {
  h1 { font-size: 3rem; }
  h2 { font-size: 2.2rem; }
  h3 { font-size: 1.5rem; }
}
p {
  font-size: 1rem;
  margin-bottom: 18px;
  color: #23435A;
}
.text-section ul,
.text-section ol {
  margin-bottom: 18px;
  color: #23435A;
}
.text-section li {
  padding-bottom: 8px;
  font-size: 1rem;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  border-radius: 20px;
  box-shadow: 0 6px 24px rgba(40, 93, 121, 0.07);
}
@media (max-width: 600px) {
  .section {
    padding: 32px 8px;
    margin-bottom: 36px;
  }
}
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding-left: 16px;
  padding-right: 16px;
  box-sizing: border-box;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 28px;
}
.text-section {
  width: 100%;
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
/* HEADER & NAVIGATION */
header {
  background: #285D79;
  color: #fff;
  box-shadow: 0 6px 32px rgba(40,93,121,.11);
  position: sticky;
  top: 0;
  z-index: 1000;
  width: 100%;
}
.header-flex {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 18px 0;
}
header a {
  color: #fff;
  font-weight: 700;
  margin: 0 8px;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.05rem;
  letter-spacing: 0.02em;
  transition: color .18s;
}
header nav {
  display: flex;
  align-items: center;
  gap: 16px;
}
header nav a:hover, header nav a:focus {
  color: #F6B10A;
  text-decoration: none;
}
header .cta.primary {
  background: #F6B10A;
  color: #23435A;
  padding: 14px 28px;
  border-radius: 26px;
  box-shadow: 0 2px 12px rgba(246,177,10,0.08);
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 900;
  transition: background .17s, color .18s, box-shadow .24s;
  display: inline-block;
  border: none;
  outline: none;
}
header .cta.primary:hover, header .cta.primary:focus {
  background: #fff7e0;
  color: #285D79;
  box-shadow: 0 4px 26px 0 rgba(246,177,10,0.12);
  text-decoration: none;
}
header img {
  height: 38px;
  width: auto;
  display: block;
  margin-right: 10px;
}
/* MOBILE NAVIGATION */
.mobile-menu-toggle {
  display: none;
  background: transparent;
  border: none;
  color: #fff;
  font-size: 2.2rem;
  margin-left: 12px;
  cursor: pointer;
  z-index: 1002;
  transition: color 0.2s;
}
.mobile-menu-toggle:focus {
  color: #F6B10A;
  outline: 2px solid #F6B10A;
}
.mobile-menu {
  position: fixed;
  top: 0; left: 0;
  width: 100vw;
  height: 100vh;
  background: #285D79;
  color: #fff;
  transform: translateX(-100vw);
  transition: transform 0.37s cubic-bezier(.42,1.28,.51,.97);
  z-index: 1300;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  padding-top: 38px;
  padding-left: 0;
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  background: none;
  border: none;
  color: #fff;
  font-size: 2.5rem;
  position: absolute;
  top: 18px; right: 26px;
  z-index: 1350;
  cursor: pointer;
  transition: color 0.2s;
}
.mobile-menu-close:focus,
.mobile-menu-close:hover {
  color: #F6B10A;
  outline: 2px solid #F6B10A;
  background: rgba(246,177,10,0.10);
}
.mobile-nav {
  margin-top: 20px;
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.mobile-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.2rem;
  color: #fff;
  font-weight: 800;
  padding: 16px 38px 16px 32px;
  border-radius: 0 40px 40px 0;
  transition: background 0.18s, color 0.18s;
  margin-right: auto;
}
.mobile-nav a:focus, .mobile-nav a:hover {
  background: #F6B10A;
  color: #285D79;
}
@media (max-width: 1100px) {
  header nav, header .cta.primary { display: none; }
  .mobile-menu-toggle { display: block; }
}
@media (min-width: 1101px) {
  .mobile-menu-toggle, .mobile-menu { display: none !important; }
  header nav, header .cta.primary { display: flex !important; }
}
/* MAIN CONTENT SECTIONS & CARDS */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: flex-start;
  width: 100%;
  margin-bottom: 24px;
}
.card {
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 6px 28px 0 rgba(40,93,121,0.07);
  margin-bottom: 20px;
  position: relative;
  padding: 24px 18px;
  min-width: 250px;
  flex: 1 1 270px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transition: box-shadow 0.22s, transform 0.16s;
}
.card:hover, .card:focus-within {
  box-shadow: 0 10px 38px 0 rgba(40,93,121,0.17);
  transform: translateY(-3px) scale(1.01);
  z-index: 2;
}
.card-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 10px;
}
@media (max-width: 768px) {
  .card-container {
    flex-direction: column;
    gap: 18px;
  }
  .card {
    padding: 18px 8px;
    min-width: 0;
  }
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
  width: 100%;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
@media (max-width: 768px) {
  .text-image-section {
    flex-direction: column;
    gap: 16px;
    align-items: flex-start;
  }
  .content-grid {
    flex-direction: column;
    gap: 18px;
    justify-content: flex-start;
  }
}
.testimonial-card {
  background: #E8E3DF;
  color: #23435A;
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px 30px;
  border-radius: 18px;
  margin-bottom: 20px;
  box-shadow: 0 2px 12px 0 rgba(40,93,121,0.07);
  min-width: 270px;
  transition: box-shadow 0.19s, background 0.18s;
  font-size: 1.06rem;
}
.testimonial-card:hover, .testimonial-card:focus-within {
  background: #fff7e0;
  box-shadow: 0 4px 28px 0 rgba(246,177,10,0.14);
}
.testimonial-card p {
  color: inherit;
  font-style: italic;
  font-size: 1.08rem;
  flex: 1;
  margin-bottom: 0;
}
.testimonial-card span {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  color: #F6B10A;
  font-size: 0.98rem;
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  background: #fff;
  border-radius: 12px;
  padding: 22px 16px;
  box-shadow: 0 1px 10px rgba(40,93,121,0.06);
  margin-bottom: 20px;
}
@media (max-width: 900px) {
  .testimonial-card, .feature-item {
    padding: 15px 12px;
  }
}
/* BUTTONS & CTA */
.cta, .cta.primary, button, input[type="submit"] {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 800;
  border-radius: 30px;
  background: #F6B10A;
  color: #285D79;
  border: none;
  padding: 16px 32px;
  box-shadow: 0 3px 18px 0 rgba(246,177,10,0.09);
  font-size: 1.1rem;
  cursor: pointer;
  outline: none;
  transition: background .18s, color .17s, box-shadow .17s, transform 0.1s;
  display: inline-block;
  margin-top: 10px;
  text-align: center;
}
.cta.primary:hover, .cta.primary:focus, .cta:hover, .cta:focus {
  background: #fff7e0;
  color: #23435A;
  box-shadow: 0 4px 28px 0 rgba(246,177,10,0.13);
  transform: translateY(-2px);
  text-decoration: none;
}
/* FORMS (if/when present) */
input, textarea, select {
  font-family: inherit;
  font-size: 1rem;
  border-radius: 11px;
  border: 1.5px solid #E8E3DF;
  padding: 14px 18px;
  width: 100%;
  margin-bottom: 18px;
  background: #fff;
  color: #285D79;
  box-sizing: border-box;
  transition: border-color 0.17s;
}
input:focus, textarea:focus, select:focus {
  border-color: #F6B10A;
  outline: none;
}

/* FOOTER */
footer {
  background: #285D79;
  color: #fff;
  width: 100%;
  margin-top: 60px;
}
.footer-flex {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: flex-start;
  padding: 46px 0 28px 0;
  gap: 24px;
  border-top: 4px solid #F6B10A;
}
.footer-flex a {
  color: #F6B10A;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  margin-right: 1.1em;
  transition: color .16s;
}
.footer-flex a:hover, .footer-flex a:focus {
  color: #fff7e0;
}
.footer-contact {
  font-size: 0.97rem;
  color: #fff;
  max-width: 380px;
}
.footer-contact p {
  color: #fff7e0;
}
.footer-contact a {
  color: #F6B10A;
}
.footer-contact a:hover, .footer-contact a:focus {
  color: #fff;
}
footer img {
  height: 38px;
  width: auto;
  margin-bottom: 9px;
}
@media (max-width: 900px) {
  .footer-flex {
    flex-direction: column;
    align-items: flex-start;
    padding: 28px 0 19px 0;
  }
  footer img {
    margin-bottom: 0.5em;
  }
}

/* COOKIE CONSENT BANNER */
.cookie-banner {
  position: fixed;
  width: 100vw;
  bottom: 0; left: 0;
  background: #23435A;
  color: #fff;
  z-index: 2500;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 8vw 18px 5vw;
  box-shadow: 0 -4px 32px 0 rgba(40, 93, 121, 0.15);
  font-size: 1rem;
  gap: 16px;
  transition: transform .44s cubic-bezier(.82,-0.01,.5,.99);
}
.cookie-banner.hide {
  transform: translateY(180px);
  pointer-events: none;
}
.cookie-banner-content {
  flex: 1;
  margin-right: 12px;
}
.cookie-banner-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}
.cookie-btn {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 800;
  border-radius: 24px;
  background: #F6B10A;
  color: #23435A;
  border: none;
  padding: 10px 22px;
  font-size: 1rem;
  margin: 0;
  transition: background .12s, color .12s;
  cursor: pointer;
}
.cookie-btn.secondary {
  background: #fff;
  color: #285D79;
  border: 1px solid #F6B10A;
}
.cookie-btn:hover, .cookie-btn:focus {
  background: #fff7e0;
  color: #285D79;
}
@media (max-width: 700px) {
  .cookie-banner {
    flex-direction: column;
    align-items: flex-start;
    padding: 14px 4vw;
    font-size: .98rem;
    gap: 10px;
  }
  .cookie-banner-buttons {
    flex-direction: column;
    width: 100%;
    gap: 10px;
  }
}

/* COOKIE PREFS MODAL */
.cookie-modal-overlay {
  position: fixed;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(40, 93, 121, 0.30);
  z-index: 3500;
  display: none;
  align-items: center;
  justify-content: center;
}
.cookie-modal-overlay.open {
  display: flex;
}
.cookie-modal {
  background: #fff;
  color: #285D79;
  border-radius: 20px;
  box-shadow: 0 7px 44px 0 rgba(40, 93, 121, .19);
  max-width: 440px;
  width: 90vw;
  padding: 32px 28px 22px 28px;
  display: flex;
  flex-direction: column;
  gap: 24px;
  animation: showCookieModal .36s cubic-bezier(.62,1.9,.24,.87);
}
@keyframes showCookieModal {
  0% { opacity: 0; transform: translateY(60px) scale(.95); }
  100% { opacity: 1; transform: none; }
}
.cookie-modal h3 {
  margin-bottom: 10px;
  font-size: 1.26rem;
  color: #285D79;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 800;
}
.cookie-modal-list {
  list-style: none;
  padding-left: 0;
  margin-bottom: 8px;
}
.cookie-modal-list li {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 14px;
}
.cookie-checkbox {
  accent-color: #F6B10A;
  width: 20px;
  height: 20px;
}
.cookie-modal-footer {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: flex-end;
}
.cookie-modal-close {
  background: none;
  border: none;
  color: #285D79;
  font-size: 1.45rem;
  position: absolute;
  top: 22px; right: 32px;
  cursor: pointer;
}
.cookie-modal-close:focus, .cookie-modal-close:hover {
  color: #F6B10A;
  outline: 2px solid #F6B10A;
}

/* UTILITIES / SPACING */
.mt-0 { margin-top: 0 !important; }
.mb-0 { margin-bottom: 0 !important; }
.mt-8 { margin-top: 8px !important; }
.mt-16 { margin-top: 16px !important; }
.mb-16 { margin-bottom: 16px !important; }
section + section, .section + .section { margin-top: 30px; }

/* VISUAL ELEMENTS: GEOMETRIC DECORATIVE SHAPES */
.shape-accent-corner {
  position: absolute;
  top: -18px; right: -22px;
  width: 68px; height: 68px;
  background: #F6B10A;
  opacity: 0.09;
  border-radius: 18px;
  z-index: 1;
  pointer-events: none;
}

/* ACCESSIBILITY: FOCUS VISIBLE */
:focus-visible {
  outline: 2.5px dashed #F6B10A;
  outline-offset: 1px;
}

/* CUSTOM SCROLLBARS */
::-webkit-scrollbar { width: 10px; background: #E8E3DF; }
::-webkit-scrollbar-thumb { background: #F6B10A; border-radius: 8px; }
::-webkit-scrollbar-thumb:hover { background: #B87D00; }

/* RESPONSIVE LAYOUTS! */
@media (max-width: 768px) {
  h1 { font-size: 2.1rem; }
  h2 { font-size: 1.38rem; }
  .footer-flex { padding: 15px 0 11px 0; }
  .section { margin-bottom: 36px; }
  .container { padding-left: 7px; padding-right: 7px; }
}

/* MICROINTERACTIONS and TRANSITIONS */
.card, .testimonial-card, .cta, .cta.primary, .cookie-btn {
  transition: box-shadow 0.18s, background 0.17s, color 0.17s, transform 0.11s;
}
.card:active, .testimonial-card:active, .cta:active {
  transform: scale(.99);
}

/* PRINT/NO-JS safety */
@media print {
  .mobile-menu, .mobile-menu-toggle, .cookie-banner, .cookie-modal-overlay { display: none !important; }
}

/* FONTS IMPORT */
@import url('https://fonts.googleapis.com/css?family=Montserrat:700,800,900&display=swap');
@import url('https://fonts.googleapis.com/css?family=Roboto:400,700&display=swap');

/* Hide visually if needed */
.visually-hidden, .sr-only {
  position: absolute!important;
  width: 1px!important;
  height: 1px!important;
  padding: 0!important;
  margin: -1px!important;
  overflow: hidden!important;
  clip: rect(0,0,0,0)!important;
  border: 0!important;
}
section {
  padding: 15px;
}